I have recently changed job, I have moved from the relative safety of Tradeweb to Wonga an 18 month old startup. It's a very exciting place to work offering a very dynamic working environment.

The company is very focused on becoming the number one source of cash on demand. It offers cash direct to your bank account with in a few minutes of being accepted if you apply before 3pm. This presents a lot of challenges as nearly all customer scoring and verification has to done automatically.

The service is for people who need to borrow a small amount of cash for a short period of time (up to 30 days). It is only designed for use in emergencies. If you are accepted for a loan and repay on time your Wonga Trust rating increases and so does the amount you may borrow.

It's good to be back in a small company where I feel I can make a difference.